To comply with the legislation of the Republic of Azerbaijan, a virtual bank card is created in processing system for each e-wallet. For these purposes the system is integrated with Millikart processing system via daily reconciliations: information about wallets, counterparties, transactions is automatically transferred from the System into processing system.
To work with bank cards (transfers card to wallet, wallet to card) and ATM (cardless cash withdrawal in ATMs using a code) System is also integrated with processing Millikart through the API, provided by the processing.
For integration with partner’s networks for wallets top-up and withdraw through self-service kiosks (through the "Agents"), the System provides AgentAPI.
Payments to payment providers. Some payments are done directly to providers (with direct connections) and some payments - through other payment systems (aggregators). This functionality is implemented by Payment Gateway module, which is responsible for the integration and routing of payments.
To work with the post offices, a WEB user interface is provided for Azerpost staff in order to make standard operations in the System: wallets top-up, withdraw, user’s identification, wallets unblocking, account statements, change of user’s registration information. Also API is provided for building such interfaces by external companies.